Segregated Funds: RRSPs, Non-Registered saving plans, RESPs

We offer a wide array of segregated funds to meet your savings goals. Segregated Funds are similar to mutual funds, but with built-in financial protection.

Similarities between mutual funds and segregated funds

Both segregated funds and mutual funds have these characteristics:

• Many individual investors pool together

• Generally redeemable on demand

• Similar investment options

• Investment returns are based on the market values of securities held within the fund.

Unique features of segregated funds

Segregated funds also possess a number of features that are generally not available from mutual funds.

• Maturity guarantee  (protecting an original percentage of your investment)

• Death benefit guarantee (protecting the value of your investment at death)

• Creditor protection

• Reset options (allows you to lock in the higher gains of your investment and protect those gains)

• Exemption or exclusion from probate

Segregated funds give you potential growth at the same time protecting your original investment.

Segregated Funds: Registered Education Savings Plan

We offer Segregated Funds for RESPs. Let us help you save for your child’s education. 

Here are some reasons to open a RESP plan:

• Save for your child’s education in a tax sheltered plan

• Take advantage of the education saving grants

• Invest in high quality funds (from bonds to equities) with Segregated Fund guarantees.